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When you begin taking withdrawals form your 403b IRA Rollover assets, consider tapping into the taxable rollover accounts first. Here’s why:

• Your tax-sheltered 403b rollover should remain tax sheltered as long as possible to continue reaping the benefits of 403b IRA rollover interest compounding on a tax-deferred basis.
• Money that’s withdrawn from a retirement plan such as your 403b IRA, regular IRA, or IRA rollover is taxed as ordinary income. The rate could be as much as 39.6 percent, depending on your tax bracket rollover. (more…)